Tips on buying your home, 2009
All Texas homeowners qualify for a homestead exemption on their principal residence. This exemption reduces the taxable value of a home—meaning a lower annual bill to local taxing entities. Read more.
Because of the amount of information on the Internet, today's buyers and sellers are more educated and have higher expectations of real estate agents. That's why the National Association of REALTORS® and its state and local chapters offer advanced designation and certification programs in all areas of real estate. Read more.
The cost of home maintenance and repairs is usually one of the biggest surprises for new homeowners. Unfortunately, some buyers—especially first-time buyers—do not plan for such expenses because they've always had a landlord or property owner who deals with problems.
Read more.
Before you start looking for a home, consider getting a preliminary loan approval from your lender. There are two types of loans approvals available to consumers — pre-approval and pre-qualified. While both may put you in a potentially stronger buying position, getting pre-approved by the lender carries a bit more weight. Read more.
Picking a neighborhood that fits your lifestyle and desires is an important part of the homebuying process. It can be challenging, though … there are so many things to consider. Read more.