Closing is a process that begins weeks before the actual closing date, and follows an outline dictated largely by the buyer's original offer. The sales contract, once the seller signs it, covers the key elements of the settlement or closing. Closing costs will likely include most of the following:
Sound like a lot to process? It can be, but your Texas REALTOR® will help you understand each step as you go along, as well as negotiate the best
possible transaction.
You can help ensure a smooth transaction by familiarizing yourself with the process, reading all of the paperwork in advance, and bringing several items to the closing table. Be sure to take a certified check or money order for the amount specified on your final settlement costs statement, your checkbook in the unlikely event other charges come up at closing, proof of a homeowner's insurance policy, and your lender's good faith estimate. If you follow this advice, you're sure to close with a smile.
