Governance Professional Standards Board Staff Education Resources Guest Speakers and Installations Communications Issues Mobilization and Political Advocacy Assessment TREPAC Resources FAQ

Committees Key Leadership Directory Resources Expense Reimbursement Travel Policy Texas REALTORS® Pathways to Leadership Leadership Applications

Who We Are Leadership & Staff Outreach

Member Directory

REALTORS® and Appraisers Service Providers Local REALTOR® Associations Awards Careers Newsroom

For Buyers, Sellers, Renters

For REALTOR® Members

Current Topics Blog Residential Advice for Buyers Advice for Sellers Renting Out Your Home Find a Home to Buy Find a Home to Rent Affordable Housing in Texas Commercial Property Real Estate for Your Business Investment Real Estate Search Commercial Properties Farm, Ranch, and Land Search Land Properties Market Research Moving to Texas

REALTORS® Working For You At the Capitol In Your Community Property Rights Issues Property Tax Education Campaign Home Equity Eminent Domain Homeowners Associations Tax Reform

How REALTORS® Can Help Find a REALTOR®

Find Real Estate

Residential Commercial

Governance Professional Standards Board Staff Education Resources Guest Speakers and Installations Communications Issues Mobilization and Political Advocacy Assessment TREPAC Resources FAQ

Committees Key Leadership Directory Resources Expense Reimbursement Travel Policy Texas REALTORS® Pathways to Leadership Leadership Applications

Who We Are Leadership & Staff Outreach

Member Directory

REALTORS® and Appraisers Service Providers Local REALTOR® Associations Awards Careers Newsroom

Find a Service Provider
Service Provider Profile

Service Provider: Howard Karloff

Howard Karloff

University Mortgage, Inc.
Denton

About Me

Service Areas

ZIP Codes

Neighborhoods

Representation

Languages

Contact Me for More Information

For Buyers, Sellers, Renters

For REALTOR® Members

Texas REALTORS® is committed to advocating for a strong real estate industry, advancing a culture of continued learning, and staying ahead of issues concerning members and their clients.

© 2025 Texas REALTORS®

Quick Links

About Us Contact Texas REALTORS® Accessibility Newsroom Site Map Terms of Use Privacy Policy Report a Problem

Default Label
Default Label
Default Label
Default Label
Default Label
Default Label

Uh Oh!

×

There's been an error!